Only if you already know which suppliers to chase. Booksmate fetches from a list you build yourself, and works out nothing about which payments have no document behind them.
| Stage | Booksmate | Clerk.AI |
|---|---|---|
| Before | You list your suppliers yourself. For each one not already in their catalogue you find three addresses, the homepage, the login page and the page your documents sit on, then log in by hand while their AI learns the site. Again for every new supplier. | You start it and go away. You never tell it who your suppliers are, because working that out is the job. |
| During | It fetches from the list you built. | It reads the month's bank and card lines, works out which payments have no document behind them, and goes and gets those, from your mail, supplier portals, and photos on your phone. It asks you the things only you can answer.1 |
| After | You end with downloaded files, and send them on yourself. | You end with a folder and a drafted email to your accountant, in the language you write to them in. |
1 It does not get every one: some suppliers block automation, and when that happens it names the supplier and asks, rather than leaving a hole you hear about six weeks later.
The checkable parts. Numbers point to the fine print under each table.
| Fact | Booksmate | Clerk.AI |
|---|---|---|
| Lists your suppliers | You do, one at a time | It works them out with you, mostly from your bank statements |
| Suppliers supported | About 350 ready-made, and their AI adds a missing one in minutes2 | No list — it signs in the way you would3 |
| Reads your bank lines | No | Yes |
| Tells you what is missing | No | Yes, by name and amount |
| Ends at | Downloaded files | A folder and a drafted email |
2 Counted from their own portal picker, September 2026; their documentation says a missing site takes a few minutes to add. 3 There is no catalogue to be in or out of. Some suppliers block automation, and then it names the one it could not reach and asks.
| Fact | Booksmate | Clerk.AI |
|---|---|---|
| Price | $19, $49 or $99 a month4 | Free, or what you decide |
| AI subscription | Not needed5 | Your own Claude, about €18 a month |
| Documents a year | 6006 | No limit |
| To try it | Card first, seven days | Download it |
| Refund policy | None found7 | Nothing to refund |
4 Billed annually. 5 Their own AI is included; you need a Claude subscription only if you use their optional MCP server. 6 On the $19 plan. 7 Not in their terms, privacy policy or imprint.
| Fact | Booksmate | Clerk.AI |
|---|---|---|
| Where it runs | Your computer — macOS, Windows or Linux8 | Your Mac |
| Your documents on their servers | Yes9 | No |
8 Their download page is not linked from their home page, their pricing page or their sitemap; it reached us in the email after we signed up. 9 Their service at mcp.booksmate.com searches them and groups your spend.
Download it, point it at a month you have already sent off, and see what it says is missing.